Arizona Mortgage Loans
Jeff Masich, Associate Broker and REALTOR® with HomeSmart® says, "Current mortgage interest rates are higher but still closer to historic lows than highs and can make purchasing a home more affordable right now. Click my picture to get the latest national Mortgage Rates based on the Freddie Mac weekly survey. Try putting those current rates into the mortgage calculator provided here to figure an approximate monthly payment. More information on mortgages is provided along with lenders to consider"
Information provided Arizona Mortgages on this page (read on):
Mortgage Calculator
Mortgage Types
Free Grants
No and Low Down Payments
Lenders to Consider
Mortgage Information
National Mortgage Rates (Weekly Survey)
Mortgage Calculator
Mortgage Types
Free Grants
No and Low Down Payments
Lenders to Consider
Mortgage Information
National Mortgage Rates (Weekly Survey)
Types of Mortgage Loans in Arizona Conventional Mortgage Loan: A conventional loan is any mortgage loan that is not insured or guaranteed by the government and offered by many lenders often with a minimum down payment of 5%
FHA Loans 3.5% Down Federal Housing Administration
VA Loans 0% Down Veterans Administration
USDA Loans 0% Down from US Department of Agriculture for modest homes in rural areas (see link for eligible areas)
Arizona Hard Money Loans Home Loans for those with Poor Credit, Renovation Loans, Bridge Loans and more
"Seller May Carry" Homes fo Sale: See seller carry financing homes for sale in Arizona. Edit this actual MLS search by city, home features or map to see what may be available for sale. Although there are not that many of these homes available it can work if one has a significant down payment and cannot qualify for a mortgage loan from a traditional lender. The sellers may carry the mortgage on these homes with a down payment usually 35+%. Each Seller is different.
Jeff Masich, REALTOR® discusses qualifying for a mortgage to purchase a home and free grants that may be available. Mortgage rates are still closer to historic lows than highs.
Click the keys to get this weeks average national mortgage rates
Mortgage Calculator
Use these Mortgage Calculators to figure the cost of your mortgage loan at various interest rates and terms.
Standard Mortgage Calculator
Balloon Mortgage Calculator Current Mortgage Rates With interest rates rising this year, check the current national mortgage rate averagess here. Get pre-approved while rates are still closer to historic lows than highs, so you will know the price of the home that I will find for you and also be prepared to submit a purchase contract. A purchase contract cannot be submitted to a Seller unless the Buyer provides the Lender pre-qualification form we use here in Arizona.
Use these Mortgage Calculators to figure the cost of your mortgage loan at various interest rates and terms.
Standard Mortgage Calculator
Balloon Mortgage Calculator Current Mortgage Rates With interest rates rising this year, check the current national mortgage rate averagess here. Get pre-approved while rates are still closer to historic lows than highs, so you will know the price of the home that I will find for you and also be prepared to submit a purchase contract. A purchase contract cannot be submitted to a Seller unless the Buyer provides the Lender pre-qualification form we use here in Arizona.
Click Uncle Sam for more information on Free Grants including some not provided here or ask Jeff Masich
Free Grants For Down Payment and/or Closing Costs
Home in Five Free Grant for home purchases in Maricopa County
Home Plus Free Grant for Home Purchases
Chicanos Por La Causa Free Grants for Down Payment Assistance for Minority and Native American low income families Other Free Grants
Home in Five Free Grant for home purchases in Maricopa County
Home Plus Free Grant for Home Purchases
Chicanos Por La Causa Free Grants for Down Payment Assistance for Minority and Native American low income families Other Free Grants
Mortgage Lenders to consider
Feel free to use your own lender or ask Jeff Masich for a lender to meet your needs. A " Pre-Qualification Form ", if using a mortgage loan for a home purchase, is needed in Arizona to present a purchase contract to a seller.
Most lenders will do FHA, VA, USDA, and Conventional Loans. Some will work with free grants that may still be avaliable. Minute Mortgage Apply For Mortgage Onlineor In PersonJeremy Burnett, Loan OfficerMinute MortgageNMLS#341332 | AZ LO0916215 | CO 100038710 | TX 341332602.443.5055JBurnett@MinuteMtg.comorMinute Mortgageinfo@minutemortgage.com800-725-82058388 E, Hartford Dr., St. 111, Scottsdale, AZ 85255https://minutemortgage.com/
Minute Mortgage is a technology based mortgage company dedicated to making a simpler and more cost effective mortgage process. Headquartered in Scottsdale, Arizona, our employees are seasoned mortgage professionals with over 20 years of experience. Whether buying their first home, their tenth or refinancing; we have experienced every customer situation and scenario. We believe technology and the internet improve the experience, but our employees make us truly exceptional. Bobbie Ruth Bobbie RuthCanopy MortgageBranch Manager/Mortgage BankerMobile: 480-773-2223bobbie.ruth@me.combobbie.ruth@canopymortgage.com2375 E Camelback RdPhoenix, AZ 85016https://canopymortgage.com/lo/BobbieRuth/
Brent Sullivan
Sr. Loan OfficerHomeowner's Financial Group16427 N Scottsdale Road, Suite 145Scottsdale, AZ 85254480.620.7300 (Direct)480.422.4499 (Fax)Brent@mortgagemind.comwww.mortgagemind.comBK #0906222 NMLS #225904
Eric Kilstrom
Sr. Vice President, Branch ManagerNMLS ID 149562C 602-373-0107W 602-714-1292ekilstrom@vipmtginc.comhttps://erickilstrom.vipmtginc.com/VIP Mortgage9221 E Via de VenturaScottsdale, AZ 85258 Eduardo Padron
Loan Officer(Bi-Lingual English and Spanish)Bay Equity Home LoansNMLS ID# 886419https://bayequityhomeloans.com/eduardo-padron/P:(602) 284-0667E:epadron@bayeq.comF:(602) 865-79857878 N 16th Street, Suite 270Phoenix, AZ 85020 Anthony Cappello
Sr. Loan OfficerPrimary Residential Mortgage14500 N. Northsight Blvd. Suite 300Scottsdale, AZ 85260480.448.2021 (Direct)480.882.0840 (Fax)acappello@primeres.comhttps://myloan.primeres.com/#/loan-officers/acappello%40primeresLic. #0924911 NMLSR #209113 Hard Money Lenders for Fix and Flip or Interim Financing Loans
Chris Aepli, Co-Founder/Loan OriginatorOrchard Funding11333 N Scottsdale Rd, Suite 293Scottsdale, Arizona 85254www.OrchardFunding.com602-252-1500NMLS# 388757NMLS# 1197619
Or
Michael OlsonSteeple Rock Funding, LLC670 E. Encinas Ave.Gilbert, AZ 85234https://srfaz.com/Direct: (480) 926-6620NMLS# 310186 / AZ MB #0913524
Feel free to use your own lender or ask Jeff Masich for a lender to meet your needs. A " Pre-Qualification Form ", if using a mortgage loan for a home purchase, is needed in Arizona to present a purchase contract to a seller.
Most lenders will do FHA, VA, USDA, and Conventional Loans. Some will work with free grants that may still be avaliable. Minute Mortgage Apply For Mortgage Onlineor In PersonJeremy Burnett, Loan OfficerMinute MortgageNMLS#341332 | AZ LO0916215 | CO 100038710 | TX 341332602.443.5055JBurnett@MinuteMtg.comorMinute Mortgageinfo@minutemortgage.com800-725-82058388 E, Hartford Dr., St. 111, Scottsdale, AZ 85255https://minutemortgage.com/
Minute Mortgage is a technology based mortgage company dedicated to making a simpler and more cost effective mortgage process. Headquartered in Scottsdale, Arizona, our employees are seasoned mortgage professionals with over 20 years of experience. Whether buying their first home, their tenth or refinancing; we have experienced every customer situation and scenario. We believe technology and the internet improve the experience, but our employees make us truly exceptional. Bobbie Ruth Bobbie RuthCanopy MortgageBranch Manager/Mortgage BankerMobile: 480-773-2223bobbie.ruth@me.combobbie.ruth@canopymortgage.com2375 E Camelback RdPhoenix, AZ 85016https://canopymortgage.com/lo/BobbieRuth/
Brent Sullivan
Sr. Loan OfficerHomeowner's Financial Group16427 N Scottsdale Road, Suite 145Scottsdale, AZ 85254480.620.7300 (Direct)480.422.4499 (Fax)Brent@mortgagemind.comwww.mortgagemind.comBK #0906222 NMLS #225904
Eric Kilstrom
Sr. Vice President, Branch ManagerNMLS ID 149562C 602-373-0107W 602-714-1292ekilstrom@vipmtginc.comhttps://erickilstrom.vipmtginc.com/VIP Mortgage9221 E Via de VenturaScottsdale, AZ 85258 Eduardo Padron
Loan Officer(Bi-Lingual English and Spanish)Bay Equity Home LoansNMLS ID# 886419https://bayequityhomeloans.com/eduardo-padron/P:(602) 284-0667E:epadron@bayeq.comF:(602) 865-79857878 N 16th Street, Suite 270Phoenix, AZ 85020 Anthony Cappello
Sr. Loan OfficerPrimary Residential Mortgage14500 N. Northsight Blvd. Suite 300Scottsdale, AZ 85260480.448.2021 (Direct)480.882.0840 (Fax)acappello@primeres.comhttps://myloan.primeres.com/#/loan-officers/acappello%40primeresLic. #0924911 NMLSR #209113 Hard Money Lenders for Fix and Flip or Interim Financing Loans
Chris Aepli, Co-Founder/Loan OriginatorOrchard Funding11333 N Scottsdale Rd, Suite 293Scottsdale, Arizona 85254www.OrchardFunding.com602-252-1500NMLS# 388757NMLS# 1197619
Or
Michael OlsonSteeple Rock Funding, LLC670 E. Encinas Ave.Gilbert, AZ 85234https://srfaz.com/Direct: (480) 926-6620NMLS# 310186 / AZ MB #0913524